* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
  font-family: system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}

body {
  background: #f7f8fc;
  color: #1f2933;
  line-height: 1.6;
}

/* TOP BAR */

.topbar {
  background: #0b2544;
  color: #e5ecff;
  font-size: 0.82rem;
}

.topbar-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0.35rem 1.5rem;
  display: flex;
  flex-wrap: wrap;
  justify-content: flex-end;
  gap: 1.2rem;
}

/* HEADER */

.header {
  background: #ffffff;
  box-shadow: 0 2px 4px rgba(15, 23, 42, 0.06);
  position: sticky;
  top: 0;
  z-index: 100;
}

.header-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0.55rem 1.5rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.brand {
  display: inline-flex;
  align-items: center;
}

.brand img.logo {
  height: 80px;
  width: auto;
}

nav ul {
  list-style: none;
  display: flex;
  gap: 1.6rem;
}

nav a {
  text-decoration: none;
  color: #37455f;
  font-size: 0.95rem;
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: 0.12em;
}

nav a:hover,
nav a.active {
  color: #0b2544;
}

/* HERO */

.hero {
  background: #ffffff;
  padding: 3rem 1.5rem 2.8rem;
  border-bottom: 1px solid #e1e4ea;
}

.hero-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: minmax(0, 1.5fr) minmax(0, 1fr);
  gap: 2.4rem;
  align-items: center;
}

.hero-tag {
  font-size: 0.8rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  opacity: 0.85;
  margin-bottom: 0.8rem;
  color: #8a94ab;
}

.hero-left h1 {
  font-size: 2.4rem;
  margin-bottom: 1rem;
  color: #0b2544;
}

.hero-left p {
  font-size: 1.05rem;
  color: #3b4256;
  max-width: 34rem;
}

.hero-right {
  background: #ffffff;
  border-radius: 1.2rem;
  padding: 1.6rem 1.7rem;
  box-shadow: 0 10px 24px rgba(15, 23, 42, 0.14);
  border: 1px solid #dde2ee;
}

.hero-right h2 {
  font-size: 1.15rem;
  margin-bottom: 0.7rem;
  color: #0b2544;
}

.hero-right ul {
  list-style: none;
  font-size: 0.95rem;
  color: #3b4256;
}

.hero-right li {
  margin-bottom: 0.35rem;
}

.btn-row {
  margin-top: 1.4rem;
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
}

.btn-primary,
.btn-ghost {
  border-radius: 999px;
  padding: 0.6rem 1.4rem;
  font-size: 0.93rem;
  font-weight: 600;
  text-decoration: none;
  cursor: pointer;
}

.btn-primary {
  background: #0b2544;
  color: #ffffff;
  border: 1px solid #0b2544;
}

.btn-primary:hover {
  opacity: 0.9;
}

.btn-ghost {
  background: transparent;
  color: #0b2544;
  border: 1px solid #c4cce0;
}

.btn-ghost:hover {
  background: #f2f4fb;
}

/* MAIN CONTENT */

main {
  max-width: 1100px;
  margin: 0 auto;
  padding: 2.7rem 1.5rem 3.5rem;
}

.section {
  margin-bottom: 2.7rem;
}

.section h2 {
  font-size: 1.6rem;
  margin-bottom: 0.9rem;
  color: #0b2544;
}

.section p,
.section li {
  font-size: 0.98rem;
  color: #3b4256;
}

.cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1.4rem;
}

.card {
  background: #ffffff;
  border-radius: 1rem;
  padding: 1.4rem 1.5rem;
  border: 1px solid #e1e4ea;
  box-shadow: 0 10px 24px rgba(15, 23, 42, 0.06);
}

.card h3 {
  font-size: 1.1rem;
  margin-bottom: 0.4rem;
  color: #0b2544;
}

.small-label {
  font-size: 0.78rem;
  text-transform: uppercase;
  letter-spacing: 0.16em;
  color: #8a94ab;
  margin-bottom: 0.4rem;
}

/* TABLES */

table.simple {
  width: 100%;
  border-collapse: collapse;
  margin-top: 0.6rem;
}

table.simple td {
  padding: 0.4rem 0.1rem;
  font-size: 0.95rem;
}

table.simple td:first-child {
  font-weight: 500;
  color: #43526b;
  width: 32%;
}

/* FOOTER */

.footer {
  border-top: 1px solid #e1e4ea;
  background: #ffffff;
}

.footer-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 1.4rem 1.5rem 2.1rem;
  font-size: 0.82rem;
  color: #7a8497;
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 0.75rem;
}

/* MOBILE */

@media (max-width: 900px) {
  .hero-inner {
    grid-template-columns: minmax(0, 1fr);
  }
}

@media (max-width: 768px) {
  .header-inner {
    flex-direction: column;
    align-items: flex-start;
    gap: 0.6rem;
  }
  nav ul {
    gap: 0.9rem;
    font-size: 0.85rem;
    flex-wrap: wrap;
  }
  .brand img.logo {
    height: 70px;
  }
  .topbar-inner {
    justify-content: flex-start;
  }
}